About FV Bank

​​Frank is a seasoned financial executive with over 26 years of experience in the asset management business, primarily focusing on mutual funds and institutional clients. He has held numerous positions, including Director, President, CEO, COO, Interim CCO, and Director of Administration and Operations. Most recently, he served as the CEO of Santander Asset Management LLC, an asset management firm with over $4 billion in assets under management, specializing in fixed income.

Luz has 20 years of deep expertise in bank operations, compliance, risk analysis, and executive management. She held a long-standing position as Principal Examiner – Subject Matter Expert in Compliance at the OCIF. She plays a key role in overseeing FV Bank's risk management team and monitoring regulatory compliance. Previously, she served as the Chief Compliance and Accounting Officer at Encanto Group and as the Chief Compliance Officer at Stern International Bank.

Luiselle is an experienced Operations & Customer Service Manager with over 15 years of expertise in the banking industry, covering all areas of operational processes, AML/KYC, and sanctions program requirements. She has extensive experience in both Domestic & International banking operations, including the implementation of start-up banks. Luiselle is an expert in Travel Rule requirements, SWIFT, ACH Payments, and both manual and online Federal Reserve Bank Wire Processes.

Nikhil stands at the forefront of technology, armed with over 18 years of engineering and product leadership prowess. His journey in crafting and delivering intricate, cloud-based solutions for public and private sector clientele across diverse industries has been nothing short of transformative. His expertise has been the cornerstone of steering projects with budgets surpassing USD 50M, ensuring an unparalleled trifecta of quality, security, and performance.

Esther is a seasoned executive with over 20 years of experience in working with startups in the Processing & Financial Services industry. She excels at building operations from the ground up and has managed cross-functional teams across different geographies. Esther has held a position as COO, overseeing operations in ten different countries, while actively engaging with various stakeholders, including regulators, in the mobile payments ecosystem arena.

Larry is an experienced, hands-on software architect involved in the architecture, design, and implementation of microservices, service-oriented architectures, and distributed systems. He has been in the software industry since 1990 and has worked on many high-profile projects for companies such as Microsoft, Qualcomm, and Wireless Knowledge. Over the last 16 years of his career, he has been dedicated to evolving technology within the payment and prepaid industry.

Marisa Nieves-Santiago is an Attorney and Notary Public admitted to practice in the Commonwealth of Puerto Rico since 2010. She decided to enter the banking industry in 2016 after joining Citibank, N.A., where she worked until 2022. With a strong background in Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) related regulatory and compliance standards, Marisa has developed excellent analytical, research, writing, and problem-solving skills.