FV Bank Banking Fees Structure

Standard Fees Agreement effective January 15th, 2025

Application / Account Opening Fee
Business Plus$200.00
Business Prime$750.00
Business Plus to Prime Upgrade$550.00
Monthly Fee$200.00 – for Business Plus
$750.00 – for Business Prime
Deposit Fee (per transaction)
FVNetNo Charge
ACH
  • via Lead Bank
    		•
    LimitFee
    $0.00 -  $25,000.00$15.00
    $25,000.01 - $75,000.00$40.00
    $75,000.01 - $100,000.00$50.00
    $100,000.01 - $225,000.00$100.00
    Greater than $225,000.00$150.00
  • via other banking partners (for selected customers only)
    Check deposit instructions for this option
    		• $5.00
    Domestic Wire (Fedwire)
  • via Lead Bank
    		•
    LimitFee
    $0.00 -  $25,000.00$40.00
    $25,000.01 - $75,000.00$50.00
    $75,000.01 - $100,000.00$75.00
    $100,000.01 - $225,000.00$100.00
    Greater than $225,000.00$150.00
  • via other banking partners
    		• $20.00
    International Wire
  • International Wire via FV Bank SWIFT CODE ITTLPRS2XXX
    		•
    LimitFee
    $0.00 -  $50,000.00$40.00
    $50,000.01 - $100,000.00$50.00
    $100,000.01 - $1,000,000.00$75.00
    Greater than $1,000,000.00$100.00
    Withdrawal Fee (per transaction)
    FVNet$5.00
    ACH
    Transaction is routed automatically based on payment conditions
  • ACH via Lead Bank
    		•
    LimitFee
    $0.00 -  $25,000.00$15.00
    $25,000.01 - $75,000.00$40.00
    $75,000.01 - $100,000.00$50.00
    $100,000.01 - $225,000.00$100.00
    Greater than $225,000.00$150.00
  • ACH via other banking partners
    		• $12.00
    Domestic Wire (Fedwire)
    Transaction is routed automatically based on payment conditions
  • via Lead Bank
    		•
    LimitFee
    $0.00 -  $25,000.00$40.00
    $25,000.01 - $75,000.00$50.00
    $75,000.01 - $100,000.00$75.00
    $100,000.01 - $225,000.00$100.00
    Greater than $225,000.00$150.00
  • via other banking partners
    		• $35.00
    International Payments
  • International Wire (USD) to non-US banks

    		• $75.00
  • Cross-Border Payments (multi-currency)
    		• $35.00
    Stablecoin Direct Deposit (Auto-credited as USD)
    USDC and PYUSD
    LimitFee
    $0.00 - $1,000,000*0.04 %
    $1,000,001 - $4,000,0000.06 %
    $4,000,001 - $8,000,0000.09 %
    $8,000,001 - $99,999,9990.1 %

    *Minimum Fee: $15.00
    USDT Market Rate + 3 basis points (0.03%)
    *Minimum Fee: $15.00
    Market Rate is the real-time price we pay to convert USDT to USD from our third-party suppliers.
    Stablecoin Direct Payment (USD from account is Auto-converted)
    USDC and PYUSD0.10% or 10 bps of withdrawal amount
    Minimum Fee : $25.00
    Maximum Fee : $1500.00
    USDTUSDT to USD Direct Payment is currently not available
    Other Fees Applicable
    Virtual Account NumbersCustom
    Stop Payment$25.00
    Returned Deposit Item$75.00
    Confirmation Letter$100.00
    Account Research Fee$40.00 / hour
    Minimum 1 hour

    This is a fee charged for extensive research on your transaction. Customers will be advised before research begins if a fee will apply.
    Currency Conversion or Cross-Border Deposit Fee0.25% (from mid-market rate)

    *Disclaimer: Some products and services may not yet be available. Please contact sales@fvbank.us for more details.*

    Application / Account Opening Fee
    Individual Plus$25.00
    Monthly Fee$25.00 (Currently Waived)
    Dormancy Fee$10.00 / month
    Deposit Fee (per transaction)
    FVNetNo Charge
    ACH
  • via Lead Bank
    		•
    LimitFee
    $0.00 -  $25,000.00$15.00
    $25,000.01 - $75,000.00$40.00
    $75,000.01 - $100,000.00$50.00
    $100,000.01 - $225,000.00$100.00
    Greater than $225,000.00$150.00
  • via other banking partners (for selected customers only)
    Check deposit instructions for this option
    		• $5.00
    Domestic Wire (Fedwire)
  • via Lead Bank
    		•
    LimitFee
    $0.00 -  $25,000.00$40.00
    $25,000.01 - $75,000.00$50.00
    $75,000.01 - $100,000.00$75.00
    $100,000.01 - $225,000.00$100.00
    Greater than $225,000.00$150.00
  • via other banking partners
    		• $20.00
    International Wire
  • International Wire via FV Bank SWIFT CODE
    • LimitFee
    $0.00 -  $50,000.00$40.00
    $50,000.01 - $100,000.00$50.00
    $100,000.01 - $1,000,000.00$75.00
    Greater than $1,000,000.00$100.00
    Withdrawal Fee (per transaction)
    FVNet$5.00
    ACH (to US Banks only)
    is routed automatically based on payment conditions
  • via Lead Bank
    		•
    LimitFee
    $0.00 -  $25,000.00$15.00
    $25,000.01 - $75,000.00$40.00
    $75,000.01 - $100,000.00$50.00
    $100,000.01 - $225,000.00$100.00
    Greater than $225,000.00$150.00
  • via other banking partners
    		• $12.00
    Domestic Wire (Fedwire to US Banks only)
    Transaction is routed automatically based on payment conditions
  • via Lead Bank
    		•
    LimitFee
    $0.00 -  $25,000.00$40.00
    $25,000.01 - $75,000.00$50.00
    $75,000.01 - $100,000.00$75.00
    $100,000.01 - $225,000.00$100.00
    Greater than $225,000.00$150.00
  • via other banking partners
    		• $35.00
    International Payments
  • International Wire (USD) to non-US banks
    		• $60.00
  • Cross-Border Payments (multi-currency)
    		• $35.00
    Stablecoin Direct Deposit (Auto-credited as USD)
    USDC and PYUSD
    LimitFee
    $0.00 - $1,000,000*0.04 %
    $1,000,001 - $4,000,0000.06 %
    $4,000,001 - $8,000,0000.09 %
    $8,000,001 - $99,999,9990.1 %

    *Minimum Fee: $15.00
    USDTMarket Rate + 3 basis points (0.03%)
    *Minimum Fee: $15.00
    Market Rate is the real-time price we pay to convert USDT to USD from our third-party suppliers.
    Stablecoin Direct Payment (USD from account is Auto-converted)
    USDC and PYUSD0.10% or 10 bps of withdrawal amount
    Minimum Fee : $25.00
    Maximum Fee : $1500.00
    USDTUSDT to USD Direct Payment is currently not available
    Other Fees Applicable
    Stop Payment$25.00
    Returned Deposit Item$75.00
    Confirmation Letter$100.00
    Account Research Fee$40.00 / hour
    Minimum 1 hour

    This is a fee charged for extensive research on your transaction. Customers will be advised before research begins if a fee will apply.
    Currency Conversion or Cross-Border Deposit Fee0.25% (from mid-market rate)

    *Disclaimer: Some products and services may not yet be available. Please contact sales@fvbank.us for more details.*