FV Bank Banking Fees Structure
Standard Fees Agreement effective January 15th, 2025
Business account fees
Application / Account Opening Fee
| Business Plus | $200.00 |
| Business Prime | $750.00 |
| Business Plus to Prime Upgrade | $550.00 |
| Monthly Fee | $200.00 - for Business Plus $750.00 - for Business Prime |
Deposit Fee (per transaction)
| FVNet | No Charge |
| ACH | |
| via Lead Bank |
LimitFee
$0.00 - $25,000.00$15.00
$25,000.01 - $75,000.00$40.00
$75,000.01 - $100,000.00$50.00
$100,000.01 - $225,000.00$100.00
Greater than $225,000.00$150.00
|
| via other banking partners (for selected customers only) Check deposit instructions for this option | $5.00 |
| Domestic Wire (Fedwire) | |
| via Lead Bank |
LimitFee
$0.00 - $25,000.00$40.00
$25,000.01 - $75,000.00$50.00
$75,000.01 - $100,000.00$75.00
$100,000.01 - $225,000.00$100.00
Greater than $225,000.00$150.00
|
| via other banking partners | $20.00 |
| International Wire | |
| International Wire via FV Bank SWIFT CODE ITTLPRS2XXX |
LimitFee
$0.00 - $50,000.00$40.00
$50,000.01 - $100,000.00$50.00
$100,000.01 - $1,000,000.00$75.00
Greater than $1,000,000.00$100.00
|
Withdrawal Fee (per transaction)
| FVNet | $5.00 |
| ACH Transaction is routed automatically based on payment conditions | |
| ACH via Lead Bank |
LimitFee
$0.00 - $25,000.00$15.00
$25,000.01 - $75,000.00$40.00
$75,000.01 - $100,000.00$50.00
$100,000.01 - $225,000.00$100.00
Greater than $225,000.00$150.00
|
| ACH via other banking partners | $12.00 |
| Domestic Wire (Fedwire) Transaction is routed automatically based on payment conditions | |
| via Lead Bank |
LimitFee
$0.00 - $25,000.00$40.00
$25,000.01 - $75,000.00$50.00
$75,000.01 - $100,000.00$75.00
$100,000.01 - $225,000.00$100.00
Greater than $225,000.00$150.00
|
| via other banking partners | $35.00 |
| International Payments | |
| International Wire (USD) to non-US banks | $75.00 |
| Cross-Border Payments (multi-currency) | $35.00 |
Stablecoin Direct Deposit (Auto-credited as USD)
| USDC and PYUSD |
LimitFee
$0.00 - $1,000,000*0.04 %
$1,000,001 - $4,000,0000.06 %
$4,000,001 - $8,000,0000.09 %
$8,000,001 - $99,999,9990.1 %
*Minimum Fee: $15.00
|
| USDT | Market Rate + 3 basis points (0.03%) *Minimum Fee: $15.00 Market Rate is the real-time price we pay to convert USDT to USD from our third-party suppliers. |
Stablecoin Direct Payment (USD from account is Auto-converted)
| USDC and PYUSD | 0.10% or 10 bps of withdrawal amount Minimum Fee : $25.00 Maximum Fee : $1500.00 |
| USDT | USDT to USD Direct Payment is currently not available |
Other Fees Applicable
| Virtual Account Numbers | Custom |
| Stop Payment | $25.00 |
| Returned Deposit Item | $75.00 |
| Confirmation Letter | $100.00 |
| Account Research Fee | $40.00 / hour Minimum 1 hour This is a fee charged for extensive research on your transaction. Customers will be advised before research begins if a fee will apply. |
| Currency Conversion or Cross-Border Deposit Fee | 0.25% (from mid-market rate) |
*Disclaimer: Some products and services may not yet be available. Please contact sales@fvbank.us for more details.*
Individual account fees
Application / Account Opening Fee
| Individual Plus | $25.00 |
| Monthly Fee | $25.00 (Currently Waived) |
| Dormancy Fee | $10.00 / month |
Deposit Fee (per transaction)
| FVNet | No Charge |
| ACH | |
| via Lead Bank |
LimitFee
$0.00 - $25,000.00$15.00
$25,000.01 - $75,000.00$40.00
$75,000.01 - $100,000.00$50.00
$100,000.01 - $225,000.00$100.00
Greater than $225,000.00$150.00
|
| via other banking partners (for selected customers only) Check deposit instructions for this option | $5.00 |
| Domestic Wire (Fedwire) | |
| via Lead Bank |
LimitFee
$0.00 - $25,000.00$40.00
$25,000.01 - $75,000.00$50.00
$75,000.01 - $100,000.00$75.00
$100,000.01 - $225,000.00$100.00
Greater than $225,000.00$150.00
|
| via other banking partners | $20.00 |
| International Wire | |
| International Wire via FV Bank SWIFT CODE |
LimitFee
$0.00 - $50,000.00$40.00
$50,000.01 - $100,000.00$50.00
$100,000.01 - $1,000,000.00$75.00
Greater than $1,000,000.00$100.00
|
Withdrawal Fee (per transaction)
| FVNet | $5.00 |
| ACH (to US Banks only) is routed automatically based on payment conditions | |
| via Lead Bank |
LimitFee
$0.00 - $25,000.00$15.00
$25,000.01 - $75,000.00$40.00
$75,000.01 - $100,000.00$50.00
$100,000.01 - $225,000.00$100.00
Greater than $225,000.00$150.00
|
| via other banking partners | $12.00 |
| Domestic Wire (Fedwire to US Banks only) Transaction is routed automatically based on payment conditions | |
| via Lead Bank |
LimitFee
$0.00 - $25,000.00$40.00
$25,000.01 - $75,000.00$50.00
$75,000.01 - $100,000.00$75.00
$100,000.01 - $225,000.00$100.00
Greater than $225,000.00$150.00
|
| via other banking partners | $35.00 |
| International Payments | |
| International Wire (USD) to non-US banks | $60.00 |
| Cross-Border Payments (multi-currency) | $35.00 |
Stablecoin Direct Deposit (Auto-credited as USD)
| USDC and PYUSD |
LimitFee
$0.00 - $1,000,000*0.04 %
$1,000,001 - $4,000,0000.06 %
$4,000,001 - $8,000,0000.09 %
$8,000,001 - $99,999,9990.1 %
*Minimum Fee: $15.00
|
| USDT | Market Rate + 3 basis points (0.03%) *Minimum Fee: $15.00 Market Rate is the real-time price we pay to convert USDT to USD from our third-party suppliers. |
Stablecoin Direct Payment (USD from account is Auto-converted)
| USDC and PYUSD | 0.10% or 10 bps of withdrawal amount Minimum Fee : $25.00 Maximum Fee : $1500.00 |
| USDT | USDT to USD Direct Payment is currently not available |
Other Fees Applicable
| Stop Payment | $25.00 |
| Returned Deposit Item | $75.00 |
| Confirmation Letter | $100.00 |
| Account Research Fee | $40.00 / hour Minimum 1 hour This is a fee charged for extensive research on your transaction. Customers will be advised before research begins if a fee will apply. |
| Currency Conversion or Cross-Border Deposit Fee | 0.25% (from mid-market rate) |
*Disclaimer: Some products and services may not yet be available. Please contact sales@fvbank.us for more details.*
